“My father died in 1995, and the last thing he said to me before he passed on was ‘Take care of my wife,’” says Tanya, explaining why failure for her is not an option.
“Like myself, my mother’s loan was predatory and fraudulent. I fought both of our cases in court but I don’t know of one individual who has tried to prosecute the banks in Northern California courts to succeed, so I had no other alternative than to go rogue.”
Last week, as an auction loomed within a week on the home Tanya’s mother, Curlee Dennis, has lived in since 1990, Tanya sent a letter to Wells Fargo CEO John Stumpf asking for additional time to qualify for her mother’s modification. To qualify, the family must show a monthly income of $10,000 a month.
Mrs. Dennis has failed the scan three times as a result of paralysis in her left hand. Mrs. Dennis, a 91-year-old totally disabled retired teacher, has Parkinson’s, has suffered three strokes, has heart disease and is a cancer survivor. Because her fingerprints cannot be scanned, her daughter cannot open their child care center to qualify for the modification. Tanya had received a letter from Wells Fargo that March 5 was the very last day and that their house would be put up for auction if they could not substantiate $10,000 in Mrs. Dennis’ account.
“The NAACP released a report that says an African-American woman has a 264 percent greater chance of getting a predatory loan than a white male,” says Tanya. And the recent audit report by San Francisco County Assessor Phil Ting’s office that revealed fraud in 84 percent of the foreclosures studied provided Tanya with further validation that she’s doing the right thing in resisting Wells Fargo’s foreclosure upon her family’s property “by any means necessary.”
Tanya, now chairwoman of the Home Defenders League for the ACCE, heard from Wells Fargo the next day and was granted additional time. Assemblyman Sandre Swanson’s office has stepped forward and is attempting to facilitate a name clearance with the Department of Justice for Mrs. Dennis. Congresswoman Barbara Lee’s office also called Wells Fargo to encourage the extension of time.
To learn how you can help or get help, visit ACCE. If you are facing foreclosure, you can tell your story at the Home Defenders Action Center, so they can help you fight back.